Terms of Service

1. Introduction and Acceptance

Welcome to GrowthVerse. These Terms of Service ("Terms") govern your use of our website, services, and products provided by GrowthVerse, located at Escario Street, Cebu City, Cebu, Philippines. By accessing or using our website and services, you agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, please do not use our website or services. GrowthVerse reserves the right to modify these Terms at any time, and such modifications will be effective immediately upon posting on our website.

2. Definitions

3. User Accounts and Registration

To access certain features of our Services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for safeguarding your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

4. Acceptable Use Policy

You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Services in any way that violates applicable laws or regulations
• Transmit or procure the sending of any advertising or promotional material without our consent
• Impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity
• Use any automated system, including but not limited to "robots," "spiders," or "offline readers," to access the Services
• Introduce viruses or any other type of malicious code that will or may be used to affect the functionality or operation of the Services
• Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Services or any server, computer, or database connected to the Services

5. Intellectual Property Rights

The Services and their original content, features, and functionality are and will remain the exclusive property of GrowthVerse and its licensors. The Services are protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

You retain any rights you may have in Content you submit to the Services. By submitting Content, you grant GrowthVerse a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, and display such Content in connection with operating and improving the Services.

6. Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information when you use our Services. By using our Services, you agree to the collection and use of information in accordance with our Privacy Policy.

7. Payment Terms and Subscription

Certain Services may be offered on a subscription basis with recurring payment obligations. By subscribing to a Service, you authorize us to charge your payment method on a recurring basis until you cancel your subscription.

Subscription fees are non-refundable except as expressly stated in these Terms or required by law. We reserve the right to change our subscription fees at any time, with notice provided to subscribers.

8. Limitation of Liability

In no event shall GrowthVerse, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.

GrowthVerse's total liability to you for all damages arising out of or relating to these Terms or the Services shall not exceed the amount you have paid to GrowthVerse for the Services in the twelve (12) months immediately preceding the event giving rise to the claim, or one hundred dollars ($100), whichever is greater.

9. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

If you wish to terminate your account, you may simply discontinue using the Services or contact us to request account deletion. Upon termination, your right to use the Services will cease immediately.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of Philippines, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Cebu City, Philippines.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least thirty (30) days notice prior to any new terms taking effect.

It is your responsibility to review these Terms periodically for changes. Your continued use of the Services following the posting of any changes constitutes acceptance of those changes.

12. Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

13. Contact Information

If you have any questions about these Terms, please contact us using the following information: